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FAQ

Frequently Asked Questions

Find answers to common questions about our financing solutions and application process.

GeneralAbout Alliance

Is Alliance Financing a bank?

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No, Alliance Financing is not a bank. We are a financing brokerage that partners with 70+ lenders across Canada to provide businesses with access to diverse financing solutions. This approach allows us to match your specific needs with the best available lender, rather than being limited to a single institution's products.

How long has Alliance been in business?

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Alliance Financing was founded in 1989 and has been serving Canadian businesses for over 37 years. During this time, we've helped thousands of companies access the financing they need to grow and succeed.

What financing products does Alliance offer?

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Through our network of 70+ lenders, we can provide access to 9 distinct financing product lines including term loans, working capital financing, equipment financing, real estate financing, commercial mortgages, lines of credit, invoice financing, acquisition financing, and franchise financing. Our specialists will help you identify which solution best fits your business needs.

FinancingOur Solutions

What is your typical approval rate?

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Alliance maintains an 85% average approval rate, one of the highest in the industry. Our extensive lender network and personalized approach means we can often find financing solutions for businesses that may have been turned down elsewhere.

Is there a cost to apply?

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There is no cost to apply with Alliance Financing. Our consultation and application process is completely free and comes with no obligation. You only pay if you choose to move forward with a financing solution.

How much annual funding capacity do you have?

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Alliance partners with 70+ lenders that collectively have over $1 billion funded to date. This extensive network ensures we can accommodate financing requests of various sizes across multiple industries.

ProcessHow It Works

How quickly will I hear back?

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We guarantee a response within 48 hours of submitting your application. Our dedicated financing specialists will review your information and reach out to discuss your options and next steps.

What information do I need to apply?

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To get started, we need basic information about your business and financing requirements: company name, industry, annual revenue, the type of financing you need, and the amount. Our team will request additional documentation as needed depending on the specific financing product and lender requirements.

How long does the approval process take?

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The timeline varies depending on the type of financing and which lender is selected, but most approvals happen within 5-10 business days from application. Our specialists will provide you with a clear timeline and keep you updated throughout the process.

TechnologySecurity & Compliance

Is my personal information secure?

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Yes. Alliance Financing is fully PIPEDA compliant and implements industry-standard security measures to protect your personal and financial information. We take data privacy and security very seriously.

What is FINTRAC compliance?

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Alliance Financing is a designated reporting entity under the Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA). This means we adhere to strict FINTRAC requirements and maintain the highest standards of financial integrity and regulatory compliance to combat money laundering and terrorist financing.

How is my data protected?

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We employ encryption, secure servers, and strict access controls to protect all information shared with us. We only share your data with the lenders necessary to process your financing application, and we never sell or distribute your information to third parties.

Still have questions?

Our team is ready to help. Contact us directly or reach out via our online form.

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