SR&ED FINANCING

Unlock Your SR&ED Tax Credits Early

Don't wait months for your CRA refund. Bridge your SR&ED tax credits and get funded immediately. Apply, get approved, and access your money now.

WHAT IS SR&ED FINANCING

Your Tax Credits, Today

The Scientific Research and Experimental Development (SR&ED) program is Canada's largest tax incentive for innovation. If you're a Canadian company investing in R&D, you likely qualify for significant tax credits — sometimes 6-7 figures. But there's a catch: the CRA typically takes 120+ days to process and deliver your refund.

SR&ED financing solves that problem. We provide bridge financing against your approved or pending SR&ED claims, giving you immediate access to capital you've already earned. You get the money now. You repay when the CRA refund arrives. Competitive rates tied to your refund timeline — many facilities carry minimal cost since repayment aligns with your CRA disbursement.

Who Qualifies

Filed SR&ED Claim

You've already filed your SR&ED claim with the CRA and are waiting for assessment and refund.

Pending Claim

You're planning to file an SR&ED claim and need cash now while you await CRA approval and processing.

Any Industry

Software, biotech, manufacturing, aerospace, energy — if you're doing R&D in Canada, you likely qualify.

Why Alliance for SR&ED Financing

Fast Funding

Apply, get approved, and receive funds in as little as 2-3 weeks — not months waiting for the CRA.

Simple Repayment

Pay back when your CRA refund arrives. Competitive rates tied to your refund timeline — straightforward terms with no hidden fees.

Flexible Amounts

Finance anything from $50k to multi-million dollar claims. We scale with your R&D investment.

Expert Guidance

Our advisors understand SR&ED claims inside and out. We guide you through documentation and maximize your outcome.

HOW IT WORKS

Four Steps to Bridge Financing

File or Have Claim

You have a filed SR&ED claim with the CRA or are preparing one. We review your documentation and estimated refund amount.

Apply for Bridge

Submit your SR&ED claim documentation and funding request through our portal. Takes less than 30 minutes to apply.

Get Funded

We assess your claim, underwrite quickly, and deploy capital to your account. Decisions in 1-2 weeks, funding in 2-3 weeks total.

Repay at CRA Refund

When the CRA refund arrives, you repay the bridge loan plus a small facilitation fee. No interest, no surprise charges.

Stop Waiting for Your Tax Credits

Bridge your SR&ED refund today and get the capital you've already earned. Apply in minutes, get funded in weeks.

Apply Now