Alliance powers customer financing programs for Canadian and US businesses. Your customers get fast, fair financing through our 70+ institutional lender network. You close more deals, increase ticket sizes, and never carry the credit risk yourself.
A customer financing solution is a program that lets your business present a financing option at the point of sale — so when a customer can't or won't pay upfront, they don't walk away. Instead, Alliance underwrites the deal with one of our 70+ institutional lender partners, the customer pays monthly, and you receive the full invoice amount when the equipment or product is delivered.
For your customer, it's a fast online application with same-day decisions on most files. For you, it's a higher close rate, larger transaction sizes, and a competitive advantage against businesses that still ask "cash, credit, or a 30-day PO?"
Customer financing solutions work across nearly every B2B and high-ticket B2C industry. The most common Alliance vendor program clients:
Construction, manufacturing, healthcare, transportation, agricultural, restaurant. Alliance financing is embedded directly in your sales process — quotes show monthly payment alongside the price.
Convert annual contracts into financed multi-year deals. Receive lump-sum payment from Alliance at signing while your customer pays monthly. Larger contracts close faster.
Hospital and industrial robotics deployments financed under Master Lease structures. Hospitals expense as opex; you collect full invoice value at deployment.
Commercial solar, HVAC retrofits, energy storage. Alliance arranges term financing matched to the asset's useful life so customer payments stay below energy savings.
Engineering firms, consulting engagements, legal retainers, education programs. Spread customer payments over 12 to 60 months so cost stops being the objection.
Commercial truck, trailer, and specialty vehicle dealers. Alliance arranges financing for fleet operators with structures that match their cash flow cycle.
Sign a Vendor Program Agreement. No upfront cost. Non-exclusive. Alliance configures your financing portal under either your brand or ours.
Your customer fills out a 4-minute online application from inside your sales workflow or your website. Alliance pre-qualifies most applications within 24 hours.
Alliance places the deal with the best-fit lender from our 70+ institutional partners. Most deals are funded within 5 business days of complete documents.
Lump-sum payment to your account when the equipment or product is delivered. Your customer pays the lender monthly. You're done — no servicing, no collections.
No setup fees, no minimum volume, no exclusivity. Alliance earns an arranger fee built into the financing rate — paid by the lender, not by you or your customer.
Multiple lenders bid on every well-structured deal. Better approval rates and competitive rates compared to working with a single financing partner.
85% of our applications receive a credit decision within 48 hours. Most fund within 5 business days. Speed of approval is a competitive weapon in your sales process.
Run the program under your own brand ("Yourcompany Financing — Powered by Alliance") or use Alliance's name directly. The choice is yours; the financing capability is identical.
Alliance never markets to your customers, never cross-sells, and never owns the relationship. You stay the trusted vendor; Alliance is the financing infrastructure behind your sale.
Established 1989. Alliance has arranged financing across 12 commercial finance product lines for thousands of Canadian and US businesses. Customer financing is one of our core programs.
Apply for an Alliance vendor program. No upfront cost, no minimum volume, no exclusivity. We'll have you offering customer financing within 30 days.
Apply for a Vendor Program